🌾 Government Schemes for Farmers in India 2025: Benefits, List & Online Apply

🌱 Introduction

Government Schemes for Farmers

Farming in India is not easy, yet farmers continue to feed the whole country. The Government of India understands this and keeps launching farmer schemes (Kisan Yojana) to support agriculture and rural income. From direct income transfers to crop insurance and irrigation support, there are multiple programs that help farmers improve productivity and reduce financial stress.

Let’s explore the major government schemes for farmers in India 2025, their benefits, eligibility, and how to apply online or offline.

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🌾 1. PM Kisan Samman Nidhi Yojana (PM-KISAN)

PM-KISAN is a Direct Benefit Transfer (DBT) scheme launched in 2019. Under this, every eligible farmer gets ₹6,000 per year in three equal installments of ₹2,000 directly into their bank account.

Benefits:

• ₹6,000 per year for small & marginal farmers.
• Helps in buying seeds, fertilizers, and basic farming needs.
• Money is transferred directly to avoid middlemen.

Eligibility:
Only farmers with cultivable land in their name are eligible. Government employees, income taxpayers, and big landowners are excluded.

How to Apply:
Go to 👉 pmkisan.gov.in
Enter Aadhaar number, bank account, and land details to register.

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🌾 2. Pradhan Mantri Fasal Bima Yojana (PMFBY)

PMFBY is a crop insurance scheme that protects farmers from losses due to drought, flood, pests, or other natural calamities.

Highlights:

• Only 2% premium for Kharif and 1.5% for Rabi crops.
• Coverage for yield loss, pre-sowing, and post-harvest damages.
• Claims are settled using satellite data and crop cutting experiments.

Apply Online: pmfby.gov.in

This scheme helps farmers recover quickly after natural disasters and keeps them financially stable.

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💧 3. Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

This scheme ensures “Har Khet Ko Pani” (Water to every field) by promoting micro-irrigation systems like drip and sprinkler irrigation.

Objectives:

• Improve irrigation and water use efficiency.
• Encourage water-saving technologies.
• Subsidy up to 55% to 75% on irrigation equipment.

Farmers can apply through their state agriculture department’s portal.

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🚜 4. Kisan Credit Card (KCC)

The Kisan Credit Card provides short-term loans for farming needs at very low interest rates.

Benefits:

• Easy access to credit with minimal paperwork.
• Loans up to ₹1.6 lakh without collateral.
• Interest rate as low as 4% per annum (with timely repayment).

KCC also supports fisheries, dairy, and animal husbandry farmers now.
You can apply through your nearest bank branch (SBI, PNB, or co-op banks).

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🌱 5. Soil Health Card Scheme

This scheme helps farmers understand their soil quality. A Soil Health Card is given every 2 years with information on nutrients, pH level, and fertilizer suggestions.

Benefits:

• Saves money by avoiding extra fertilizer.
• Helps to increase yield and maintain soil health.
• Promotes eco-friendly and sustainable farming.

Farmers can contact their local Krishi Vigyan Kendra (KVK) or agriculture office to get their soil tested.

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🐄 6. Rashtriya Gokul Mission

This scheme promotes development of indigenous cattle breeds and aims to improve milk production and productivity.

Benefits:

• Financial help for dairy development.
• Better breeds through artificial insemination.
• Enhances rural income and employment.

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🌾 Conclusion

India’s agriculture future depends on strong and aware farmers. The government schemes for farmers like PM Kisan, PMFBY, PMKSY, and KCC are designed to ensure that no farmer suffers due to lack of funds, irrigation, or knowledge.

However, many farmers still don’t know these benefits exist or how to apply. Awareness is the biggest need right now. So if you’re a farmer or know someone who is, share this information and help them take advantage of these yojanas.

These small steps can make a big difference to India’s agricultural economy and the lives of millions who depend on it. 🌾

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